For the second straight year, captive owners said securing collateral from banks to satisfy their fronting companies is their top concern, a survey by the Captive Insurance Companies Association has revealed.

When Bob Dylan wrote the iconic 1960s song, "The Times They Are A-Changin'," he captured the social and political upheaval that characterized the times.

While confidence appears to be returning to the captive sector, spurring growth in domiciles across the board, there are regulatory issues making 2010 a year to watch.

Despite the ongoing soft commercial insurance market and slow climb out from the recession, domiciles report their captive formations are back up to 2007 levels.