Whether an employer, association, municipality or union trust, today's uncertain economy has left plan sponsors scrambling to find ways to manage workers' compensation claims.
Overall claims are down, but the severity of injuries is up over the past 18 months–yet key priorities are the same.
Captive arrangements have traditionally been a strategy used by large employers to address these challenges. Until recently, however, such arrangements were out of reach for many small-to-midsize organizations. But new approaches–including group captives and rent-a-captives–are bringing new opportunities for virtually any size organization and helping to directly contribute to the bottom line.
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