AA&B spoke with three wholesalers/program administrators specializing in boat, yacht and marina insurance about what they're seeing in the current market and how retail agents and brokers can "shore up" this specialty business until the seas are calm.

The initial magnitude 7.0 earthquake that caused catastrophic death and destruction in Haiti on Jan. 12 was virtually uninsured, although the insurance industry quickly rallied last week to help raise relief funds for the devastated nation.

The Caribbean Catastrophe Risk Insurance Facility said Haiti's government as a member of its risk pooling facility will receive a little under $8 million for earthquake damage.

The rock band The Who is known for asking the musical question: "Who Are You?" But it is the insurance industry (and fans of the TV show CSI) that often echoes lead singer Roger Daltrey's next line, "I really want to know."