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Record-setting Tropical Storm Debby has formed in the Gulf of Mexico and is scheduled to move at a snails pace across Northern Florida this week.

Despite the appearance of two pre-season tropical storms there is no change in the Atlantic hurricane forecast, which calls for an average year of storms, says one catastrophe modeler.

The first three months of the calendar year are generally a very quiet time for tornado outbreaks. So far, 2012 has been an exception: there have been 272 confirmed tornadoes this year, according to Standard & Poor's.

More than 100 homes were damaged yesterday as three tornadoes touchdown in Michigan, but there were no fatalities reported.

Insurers will be on the hook for hundreds of millions of dollars in insured losses from the past weeks tornado devastation, but knowing the exact figures will take some time according to catastrophe modelers.

Insurers will be on the hook for hundreds of millions of dollars in insured losses from the past weeks tornado devastation, but knowing the exact figures will take some time according to catastrophe modelers.

A line of severe storms ripped through the Midwest yesterday causing severe damage from Oklahoma into Illinois and leaving four dead, according to reports.

Europes run-in with severe Windstorm Friedhelm is not expected to produce significant insurance claims despite hurricane-force wind gusts, say experts.