The current market for steel is tough worldwide, and insurance companies that deal with damage claims in this area are really feeling the pinch.

Here, reporting and underwriting questions are answered.

Although our focus is what risk managers need to do for property loss recovery, adjusters and claim operations need to prepare as well, especially in cases of Katrina-scale calamities.

The four hurricanes that devastated much of Florida last year were well covered by the news media, but the storm of controversy that followed has been largely ignored.