Phoenix--Insurers making plans to avert the legal perils involved with electronic documents and correspondence should include employee training on the destructive power of what they write, an expert ad

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Other panelists were Patricia H. Roberts, president and chief executive officer for General Star excess and surplus lines in Stamford, Conn., and Todd Evans, a principal specializing in third party ad

Democratic Gov. Kathleen Sebelius--citing concerns about the bill's effect on war-injured veterans and the fact that the state's workers' comp insurance rates are the seventh-lowest in the nation--vetoe