The National Association of Insurance Commissioners is currently considering a plan that would not only create such state and federal funds for mega-catastrophe risk but also mandate "all-perils"

More than four out of 10 Americans who have a homeowners' policy do not understand the relationship between a deductible and a premium, according to a recent study by the Insurance Research Council.

Richard Farber, 32, admitted that he stole more than $2,000 in 2003 by breaking the requirements on an insurance policy following a burglary at his house. In his claim to Philadelphia

The current Senior Protection in Annuity Transactions model regulation adopted by the National Association of Insurance Commissioners, Kansas City, Mo., extends suitability protection only to