Lawyers are hopeful that last week's decision by the U.S. Supreme Court to review an Oregon punitive damage award will help reduce even further the soaring cost of civil litigation to insurers. The

California Insurance Commissioner John Garamendi called last week for a 16.4 percent decrease in workers' compensation insurance rates, but also issued a warning to insurers against using new

"Although it's almost two decades since the UN recognized that climate change was a catastrophic threat to earth, it's clear that the insurance industry has not taken catastrophe trends seriously enou