Lawmakers are worried about one company's outsize role in the coal surety business and its ability to cover reclamation costs should mines start going belly up.

Once consumers know the facts about flood coverage, they can make wiser insurance choices.

Whether an insurer has a duty to defend arises in almost every liability insurance claim. A less common question is when the duty ends.

The trend in recent years has been for catastrophe losses to increase by 5% to 7% annually, the reinsurer reported.