While true merger and acquisition activity in the property-casualty insurance industry isn't occurring at the pace of prior soft markets, a form of consolidation is occurring, fueled by concerns of agents and brokers, an insurance executive said.

Public sector entities are seeing more lawsuits over issues such as school violence, police brutality and global warming as the financial crisis deepens and plaintiffs look for deep pockets, experts advised.

Providing insurance and risk management services to social service organizations can be rewarding for the insurance agent by indirectly helping those served by these nonprofits.

By now, I've become pretty much inured to the shameless product placements in TV shows paid for by advertisers desperate to get the attention of consumers ...