Eighty years ago, automation consisted of a telephone and typewriter, agency commissions were much higher than they are today, and agents had more responsibility, "for better or for worse."

Learn what types of projects are funded by the $787 billion federal stimulus and how to help clients manage new risk

A panel takes predictions on what will occur in the future.

The Great Depression, Word War II and the Cold War had little or no impact on the evolution of insurance coverages. Similar to today, most coverages resulted from court decisions, governmental pressures and marketing departments.