Washington, the national center for lawmaking, has the most dangerous or lawless drivers according to the latest findings from Allstate.

Illinois Governor Pat Quinn has named Michael McRaith director of the newly formed Department of Insurance.

According to a recent TV special, the crumbling U.S. infrastructure is a cause for alarm, observes NU Assistant Managing Editor Caroline McDonald. Add your thoughts and read other discussions at www.NoRiskZone.com .

The major data group for the workers' compensation insurance industry said preliminary figures show claim frequency fell 4 percent in 2008 and is likely to decline again this year.