Thirty-three states have fewer private-sector jobs today than 10 years ago.

A fiduciary relationship exists between two persons when one of them is under a duty to act for or to give advice for the benefit of another upon matters within the scope of the relation, such as a trustee or executor.

The acquired businesses will adopt the First Niagara Risk Management brand, effective immediately.

After last year's second quarter net loss of $342 million, Swiss Re has made an impressive turnaround, reporting net income of $812 million.