While the NFIP was established in 1968, interest in such a program stretches back much further.

Forty-five percent of employees believe their political opinions could hurt their chances at a promotion or change their manager's opinion of them.

This story is the final part of a five-part series for the Insurance Industry Charitable Foundation (IICF) Week of Giving.

The U.S., China and Japan would be the hardest hit if the hypothetical, but plausible, scenario unfolded, according to the London market.