Attorneys may be setting their sights on agents who fail to advise customers to buy cyber coverage, as well as those who fail to protect customers’ personally information, a consultant warns, also providing tips for protecting the information and insurance coverage options.

Almost half of Internet users age 16 and older—48 percent—are worried about companies checking their actions on the Internet, according to a recent survey by USC Annenberg School for Communication & Journalism as part of the Digital Future Project.

With half of 2011 already gone and virtually every region of the country stricken to some degree by natural disasters, this year is shaping up to be one of the most unique—and costly—in many years.

Once upon a time, the professions were very easy to define: doctors, lawyers, accountants and architects. But things are not so simple now.