Change is coming and at a pace that is, quite dramatic, according to Sudhakar Ram, chairman and managing director of Mastek. And customer needs are changing as well.

Bills enacted in Midwestern states foretell possible "holiday surprises" in the months to come.

Vivek Kundra, the first CIO of the United States, will be the keynote speaker at the 2012 ACORD LOMA Insurance Systems Forum. Kundra will open the conference and describe how the best defense is a good offense in overcoming technology challenges.

The NAIC must balance the demands of the international supervisory community with the needs of its own insurance community in the U.S.and though everyone shares a common objective of convergence, it appears that compromises may be necessary to move forward.