The U.S., China and Japan would be the hardest hit if the hypothetical, but plausible, scenario unfolded, according to the London market.

This story is part four of a five-part series for the Insurance Industry Charitable Foundation (IICF) Week of Giving.

The company prevailed before the New Jersey Appellate Division in its argument that it is not required to cover a personal injury claim because the injured person lived with the policyholder.

It is a common misconception that landlords are responsible for all financial losses that occur inside a rental home.