Reserve releases for U.S. property and casualty insurers through the 2011 third quarter totaled $11.4 billion, a 14 percent decrease compared to the same time period in 2010, according to Moodys Investors Service.

Allstate insurance companies have requested rate increases for homeowners insurance in Texas due to the risks and realities of weather patterns in Texas, a spokeswoman says.

Although it's unclear on how the tragedy will end, what unfolds with The Second Mile provides a teaching moment for insurance professionals dealing with nonprofits.

Our ideas arent the only ones that can save the day