The National Insurance Crime Bureau estimates insurance fraud has escalated by 19 percent since 2009. To detect more fraud, reduce false positives, and improve investigator efficiency, insurance carriers are turning to the latest version of SAS Fraud Framework for Insurance.

Liberty Mutual has restructured its reinsurance program to be better prepared for storms, says its president and chief executive officer.

Last April a swarm of tornadoes swept across Alabama, killing hundreds and causing billions in insured losses. Among the hardest-hit were Tuscaloosa and Hackleburg, Ala. See the progress they have made in the past year.

Personal-lines insurers are locked in a never-ending battle for market sharewhich has only intensified over the past few years as auto and homeowners carriers struggled for organic growth during a down economy and depressed housing market.