A clear consensus exists among insurance executives and experts when it comes to the Property insurance market: Rates were on the rise before Superstorm Sandy, and theres certainly no reason the storm will stop that momentum.

In his new role as Senior Vice President of Excess & Surplus Lines at Philadelphia Insurance Cos., Scott Bayer will be tasked with defining the carriers presence in the nonadmitted market, identifying profitable target niches, expanding the insurers product offerings to existing agents and expanding its distribution sources.

Consumers are noticeably happier with their Auto claims experience compared to just a year ago, according to J.D. Power and Associates 2012 U.S. Auto Claims Satisfaction Study.

In the interest of learning from regular Joe insureds across America their thoughts and opinions on the insurance experience, NU asked a sample of carrier customersour friends and familiesabout the decisions that factor into their purchase decision (price? advertising?); whether a relationship with an insurance agent is important to them;...