A fence and a wall display key differences when it comes to policy language interpretation.

ORSA represents a shift in both the substance and timing of a regulatory filing.

Despite distractions, insurance assures, comforts and re-builds.

External pressure from government, legislation the economy and a killer storm. Internal pressure to stay profitable, no matter whats going on outside. Independent agents and brokers are being squeezed from all sizes, and need more help than ever from the trade associations that represent them.