There is plenty of hyperbole and confusing buzz surrounding cloud computing. Nevertheless, the benefits are significant, and those benefits go well beyond cost savings.

They are some of the most experienced and respected risk-management professionals in the industry: The members of National Underwriters Risk Managers Advisory Board serve as a go-to, essential resource, allowing us to ensure we are delivering the most timely, accurate picture of the ever-evolving challenges faced by risk-mitigation professionals.

American International Group Inc. is the top choice among insurance buyers in the 2013 Risk Manager Choice Awards as the best overall commercial-insurance provider.

Victor Parker, risk management director for the City of Los Angeles, shares his mitigation strategies for some of the trickiest exposures in the U.S., extols the value of sticking ones neck out, and proudly discusses the program innovations introduced under his watch that saved millions and generate revenue.