A family's shed is destroyed by a river of mud. Is it covered? Test your knowledge of water exclusions just in time for disaster season.

President Obama's budget proposal contains language implying the FIO should have the ability to immediately estimate exposures related to catastrophic events, and provide it to the federal government.

A large storm system brought a variety of weather conditions across the United States this week, killing at least three people and injuring dozens of others. Click to see damage in some of the affected states and for more information on the storm system.

Legislators from the federal government to the state level have been vocalizing their request for improved gun control, but does the insurance industry have a role?