Erin Beaumont-Jacques, a former district manager for the Farmers Group of Cos., filed a lawsuit in 2010 against Farmers for damages, claiming several causes of action for breach of contract, breach of the implied covenant, sex discrimination and business and professions code violations.

The world of high-risk insurance coverage can be lucrative but tricky for independent agents and brokers who want to do it right. Experts discuss market conditions, trends and projected growth in a rapidly changing niche.

With an estimated 22.3 million employees spending at least an hour a week on fantasy football, the hobby has long been blamed for slowed productivity in the American workplace. Chicago outplacement firm Challenger, Gray & Christmas predicts that fantasy football costs businesses $430.9 million per week in lost productivity.