In its first post-disaster field investigation report, the FAC Coalition details best practices to reduce wildfire-related damage.

Near-record snowfall and prolonged extreme cold throughout much of the U.S. have caused more than $1.5 billion in insured losses so far this year, according to the Insurance Information Institute. See the Top 10 winter storm and damage events in the U.S. and Canada from 1980 to 2013.

Using mobile apps to connect passengers with drivers, ridesharing services like UberX and Lyft say they are bringing new zip to transportation. But a number of cities say they don't want to share the road until they get something utilitarian: better insurance.