After golf ballsized hailstones battered vines at Chteau dIssan in Bordeaux for two years in a row, its managing director was in the market for anything that might protect his grapes.

Yes, you might burn your house down.

Insurers doing business in N.Y. must tell a regulator there about efforts to prevent computer hacking, detailing the precautions taken and the personnel devoted to the task.

Today's comprehensive strategies must address technology, workplace safety and a host of new risks.