You might be surprised at the apps available for free (often for policyholders and non-policyholders alike) to improve driving skills, prepare a home inventory, shop for a new vehicle, track cyber attacks or hurricanes, and more.

Over five million jobs will be lost by 2020 as a result of developments in genetics, artificial intelligence, robotics and other technological change, according to World Economic Forum research.

Insurance giant's coverage is available for ride-hailing drivers in Ohio, Oklahoma, Arizona, Minnesota, Nevada, Texas and Wisconsin.

Building on core system modernization efforts from last year, the P&C industry will continue to make technology progress in 2016.