Assurant said catastrophes, including flooding in Louisiana, hurt the property unit.

Half of all teens will be involved in a car crash before graduating from high school, according to the National Safety Council.

Higher non-catastrophe weather-related losses and higher-than-expected losses associated with auto bodily injury weighed on results.

Working through a list of cold prospects can be daunting. Here are some voicemail and email scripts designed to warm them up.