At the heart of general liability insurance is coverage for a policyholder's liability for bodily injury and property damage caused by an occurrence. Since 1986, an occurrence has been defined in standard-form language as an accident, including continuous or repeated exposure to substantially the same general harmful conditions.

As insurance agents venture into the realm of marketing themselves online, there is often a question of what image they should portray.

2017 will be the kick-off year for digital transformation in claims.

With just a little more than three years experience in the insurance business, this 28-year old actually believes he can start his own independent insurance agency.