In the insurance world, it almost goes without saying. Despite all our actuarial and analytical skills, things never quite go the way we might expect or would like to see. The forces of nature

Several E&S insurers and brokers gave examples of insuring unique financial exposures--ranging from $25,000 payments lost by couples when an adoption fails to $25 million claims for companies with

Our federal government cannot come to grips with our biggest challenges--the war in Iraq, health care, Social Security, runaway budget deficits, energy independence and the preservation of our