New CCC report highlights the growth opportunities and challenges for insurers.

Changing customer demands drive smarter product development. In personal lines and, increasingly, commercial lines, insurance customers are no longer satisfied with one-size-fits-all product offerings. They now expect products that are tailored, not just to their specific market segment, but to their individual needs.

A bad credit history won't just boost the cost of your car loan. It will probably jack up your car insurance premiums.