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"Here, Estep contends that his accident occurred while he was loading his car with luggage, which was part of a greater mission of returning home to Chesapeake with that luggage," Judge Frank K. Friedman wrote on behalf of the majority. "Simply put, transporting luggage is a valid and expected use of a vehicle, and one cannot transport the baggage without first packing the vehicle."

Review how active scanning and continuous monitoring can improve the loss ratio for cyber insurance.

There are a number of factors fueling the rise in supply chain attacks, such as victims being more willing to pay ransoms, escalating international tensions, larger and more interconnected networks, and the ease of anonymous payments through cryptocurrency.

The February train crash in East Palestine, Ohio has highlighted issues around insurance coverage, railroad safety and more.

Insurance industry news from PCF Insurance Services, Alera Group, Socotra and more.

Backers said it would lower insurance rates and improve business outcomes for small trucking companies. Opponents said it would deny plaintiffs valid procedural claims.

Insurers must identify those highly probable and high-impact, yet often neglected threats.

Insurance industry news from The Hanover Insurance Group, Risk Strategies, Coalition and more.