For the growing number of aging workers, employers should modify the workplace, engage the work force, institute wellness programs and tailor jobs for older employees to avoid costly comp claims, risk management experts suggest.

For the growing number of aging workers, employers should modify the workplace, engage the workforce, institute wellness programs, and tailor jobs for older workers to avoid costly workers' compensation claims, a medical expert said.

Wellness programs embody the idea that fitter employees are healthier and use fewer health insurance benefits. The less employees use these benefits, the greater the cost savings.

The firm, which provides mortgage, retirement income, life and long-term care, Medicare and supplement insurance products as well as related financial and wellness advisory services revealed the step