Federal regulators established as federal law medical loss ratio guidelines that largely track the guidelines approved by the National Association of Insurance Commissioners on Oct. 21.

Concierge provides all lines of coverage for hotel management companies and boutique hotels; SafeBet provides all lines of coverage for casinos with lodging and stand-alone casino operations.

IMA Financial Group receives the 2010 Commercial Agency for Excellence: Agency of the Year award.

Corporate insurance buyers need to enhance their coverages as much as possible while the market is still soft, according to a report by Willis Group Holdings.