Insurance and technology startups must have reached a notable point of maturity to be considered for this list.

A crackdown on corporate dishonesty, a rise in aviation security incidents and a harder look at air pollution could be in the cards for 2022.

In one of the cities on the list, a single DUI can raise insurance rates by as much as 99.6%.

According to Insurify, these ten states led the pack when it comes to at-fault accident rates in 2021.