Some vehicle history information providers have taken it upon themselves to disclose information and to decide how it will be shared without any insurance company involvement.

Between the recession and damage to the industry's reputation, insurance companies can no longer conduct their businesses as they have in the past.

The National Association of Insurance Commissioners adopted a $70.9 million operating budget for 2010 at its winter meeting in San Francisco.

The Risk and Insurance Management Society, noting that company "travel and training budgets are tight" said it has added four more Web-based professional development offerings.