With healthcare reform making major medical coverage more homogenous, voluntary insurance can be a differentiator for small businesses in attracting and retaining employees.

Mobile access will dominate the Web, and it will do so soon. In a late 2009 report, Morgan Stanley predicted that over the next five years, people will access the Web via mobile more than twice as much as they do via desktop devices.

TowerGroup's Karen Pauli sat down with Claims Magazine to answer some claim-related questions about the innovative microinsurance industry.

Florida has a high concentration of older residents and a history of being a place where some have gone to try to take advantage of others.