Schools sponsoring a study abroad program should have a comprehensive travel risk management plan in place. The following are some of the top concerns that universities, students and families, and their insurers, have faced in recent years.

Many people own and require insurance for vehicles that are not typical private passenger automobiles, but are not commercial vehicles either. Read on to see how rates and coverages for these vehicles differ from an insured's standard private passenger auto.

Although it might seem that the role of agencies is one-dimensional in a catastrophedealing with the resultant damagea catastrophe provides an opportunity for out-of-the-box marketing so that your business is well-positioned for success when normalcy returns.

Dante's Inferno may not scare the modern reader into taking action against the world we created, but it might ignite anger toward those "who maintain their neutrality in times of moral crisis.