The program, which was introduced in 2010, is one of the first in the country to address distracted driving with teen drivers.

The best salespeople and the best companies implement strategies to acquire clients and to keep them for life.

Despite a slow start of its own, usage-based insurance has shown how innovation and adoption accelerate rapidly once friction is removed from the equation.

Percy Chubb III retired in 1997 as vice chairman of the company founded by his great-grandfather.