Weather Risk

Federal risk modeling data is now less reliable and disaster preparedness resources are harder to access.

Lowell is the second tropical cyclone to hit Hawaii in recent weeks, following Tropical Storm Lala, which impacted the Big Island in August.

The estimate is up from $59 billion in 2012 and up $19 billion from just a year ago.

The contiguous U.S. also saw its driest August since 2000, NOAA reports.

Living in a location with mild weather can potentially save homeowners up to $13,000 a year on insurance.

The investigation comes shortly after Los Angeles County filed a similar lawsuit against State Farm over its handling of claims from the Eaton and Palisades fires.