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Costly disasters, like the LA wildfires, didn't deter investors.

The Department of Justice has declined to prosecute the insurer, despite finding evidence of bribery from a subsidiary.

Home insurance shopping also increased.

The deal is expected to close next quarter or in early 2026.

It's the second downgrade from S&P Global in a matter of months.

Goldman Sachs' Chief Economist Jan Hatzius is the latest economist to sound the alarm on residential woes.