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According to the author, the U.S. has had decades of well-intentioned, but deeply flawed, federal flood and disaster relief programs.

Hurricane Irma smashed into Florida as a powerful Category 4 storm, driving a wall of water and violent winds ashore and marking the first time since 1964 the U.S. was hit by back-to-back major hurricanes.

The company holds a policy that would probably cover about $100 million to $150 million, with costs shared by carriers in the London market and elsewhere.

Hurricane Irma shifted track and took aim at southwestern Florida, raising the risk of severe damage in Tampa and other cities facing the Gulf of Mexico.

Have you ever wondered how you can get your underwriter to quote your accounts more quickly?

Hurricane Irma bulked up ahead of an all but certain collision with southern Florida.