Personal Lines

Holiday decorations and foods present a host of risks for our furry friends and pocket books.

Personal-auto insurers that are at the forefront in offering usage-based insurance products will gain a significant competitive advantage in pricing and policy retention, while companies that dont offer such products may face adverse selection in the future, according to Moodys Investors Service.

Warren Buffetts Geico has been ordered to give back $7.5 million to more than 25,000 to active and former policyholders it charged in Washington.

Chalk up Allstates 34th fraud lawsuit since 2003 in the state of New York.

Reserve releases for U.S. property and casualty insurers through the 2011 third quarter totaled $11.4 billion, a 14 percent decrease compared to the same time period in 2010, according to Moodys Investors Service.

Allstate insurance companies have requested rate increases for homeowners insurance in Texas due to the risks and realities of weather patterns in Texas, a spokeswoman says.