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Where there’s smoke, is there a pollutant—and an exclusion?
By FC&S EditorsMost policies have exclusions for damage from pollutants. But the question then becomes, what qualifies as a 'pollutant'?
News and information for property & casualty insurance agents & brokers on personal lines insurance, including homeowners insurance, flood insurance, earthquake insurance, renters insurance, automobile insurance, life insurance, disability insurance, umbrella insurance and health insurance. These insurance products protect individuals and families against potentially crushing financial losses caused by fire, theft, natural disasters, death, accidents, lawsuits and illness.
Most policies have exclusions for damage from pollutants. But the question then becomes, what qualifies as a 'pollutant'?