Market Insights

The declining premiums and rough economy that have forced Florida companies to reduce their workforces have created a perfect storm for agents. These external forces, combined with the 2003 reforms,

In a world with headlines dominated by the subprime debacle, the credit crunch crisis and volatile stock markets, it is an especially challenging time to be in the financial institutions (FI) industry. Consider the representative sample of dramatic

"The only constant is change, continuing change, inevitable change." Isaac Asimov wrote it, but we in the risk management industry surely experience it. From state workers' compensation reform to the legal and regulatory

As a fifth-generation principal, I could probably rely on our eight-person agency's reputation and continue doing business just as we have for more than 100 years. However, that's not me. Yes, I enjoy serving customers. I'm

In the interesting business life of an insurance agent, one thing often leads to another. A family friend opens a wedding planning service and can't find coverages that suit this unique field, where exposures could range from a wayward delivery

Mold claims are handled somewhat differently than other claims because of the threat of adverse health effects.