Commentary

From credit scoring to hurricane deductibles, these new and revised requirements may impact insurers' underwriting processes.

From credit scoring to hurricane deductibles, these new and revised requirements may impact insurers' underwriting processes.

Give or take a credit score, underwriting personal auto policies hasnt changed much through the years. Lower premiums were dependent on your driving recordtickets and accidentsand less so on things such as where and when you drove your car and how many miles you racked up.

Give or take a credit score, underwriting personal auto policies hasnt changed much through the years. Lower premiums were dependent on your driving recordtickets and accidentsand less so on things such as where and when you drove your car and how many miles you racked up.

Dont keep employees in the dark about how the Workers Comp system functions for fear of encouraging more fraudulent claims. Instead, proactively enlist your people in the cost-control crusade.

Looking for engagement, State Farm has opened a coffee house on Chicago's North Side. Is this idea perky or grounds for dismissal?