Litigation

The court said this case may have gone differently if the insurance contract had been from the private market as opposed to an NFIP policy.

Chad Bridges joined the state's Insurance Department in 2004 and was appointed director of the Financial and Market Regulation Division in 2024.

A U.S. District Court analyzed the insurance policy to determine the intended coverage.

The settlement includes a structured component designed to provide long-term financial support for the plaintiff.

The mantra 'delay, deny, defend' is often referenced in critiques of insurance claims handling.

The Court of Appeals reversed the trial court's ruling after applying a strict liability standard.