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Where there’s smoke, is there a pollutant—and an exclusion?
By FC&S EditorsMost policies have exclusions for damage from pollutants. But the question then becomes, what qualifies as a 'pollutant'?
Claims magazine covers a wide range of catastrophes ranging from hurricanes, wildfires, earthquakes and tornadoes to hail storms, wind storms, volcanoes, fires, floods and more. We educate insurance professionals on what to look for with these claims, hazards to be aware of, applicable government and industry standards, red flags for fraudulent claims and helps insurers educate and prepare their staffs for these events.
Most policies have exclusions for damage from pollutants. But the question then becomes, what qualifies as a 'pollutant'?
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