A roof may be considered many things. It could be an airstrip for Santa and his reindeer or an oasis for James Taylor or the Drifters when this old world starts getting them down.

Writer Toni Morrison once said, "All water has a perfect memory and is forever trying to get back to where it was."

The FC&S staff has received many questions about the proper way to apply a deductible. We agree, sometimes it is just plain confusing.

Business Interruption Can Be Tough To Figure Without direct physical damage to covered property, coverage is not triggeredJudging by the number and types of questions ...

New Federal Terrorism Insurance Law Will Not End Disputes Over CoverageIn the Feb. 11 edition, I wrote a column discussing potential problems with the definition ...

Knockout Sought On T-Shirt DisputeThe gloves came off as the FC&S editors took opposite corners on a subscribers question dealing with the following situation:"We insure ...

War Risk Exclusion Legal History OutlinedFollowing the horror of Sept. 11ths terrorist attacks, the country now begins to shift its focus to returning to some ...