Despite many insurers suffering operating losses in 2011, excess capital remains throughout the industryand analyst firm Keefe, Bruyette & Woods (KBW) says its likely that insurers will maintain that capital for 2012 growth opportunities rather than return it to shareholders.

Consumers today have new ways of buying and shopping for insurance, and insurers have new ways of delivering products to their customersbut do insurers truly understand what it takes to attract and retain customers in todays market?

Property and casualty mergers and acquisitions activity is expected to be slow in 2012, as low valuations and reserve concerns impact dealmaking, but activity among agents and brokers is expected to remain strong, according to Deloitte.

After its request for stay in a class-action suit is denied, Louisiana Citizens offers $103M settlement.

If the Hartford decides to split its P&C and Life operations, as proposed by a hedge-fund manager who owns an 8.4 percent stake in the company, the P&C operations would have a more favorable credit outlook than would the Life operations alone, according to Moodys Investors Service.

Despite many insurers suffering operating losses in 2011, excess capital remains throughout the industry, and analyst firm Keefe, Bruyette & Woods says it is likely insurers will maintain that capital for 2012 growth opportunities rather than return it to shareholders.

Despite many insurers suffering operating losses in 2011, excess capital remains throughout the industry, and analyst firm Keefe, Bruyette & Woods says it is likely insurers will maintain that capital for 2012 growth opportunities rather than return it to shareholders.

Consumers do not want to do all their insurance shopping online, they care about more than just price, and good claims service is something consumers expect, rather than an extra bonus that will help a companys retention rate, according to the findings of an Ernst & Young survey.